Earthquakes are natural calamities and they can strike anywhere anytime. It is difficult to predict with precision when an earthquake would occur.
It is always safe and advisable to go in for an earthquake insurance to ensure that you are financially protected in the unfortunate event of an earthquake destroying your house and your peace of mind.
While there are some insurance companies which provide insurance as a part of the home insurance policy that they offer, others provide it as a separate policy against earthquakes.
The entire country is at a risk of an earthquake striking with a magnitude of around 6.7 on the Richter scale anywhere between California and the eastern US in the next 20 to 30 years. It is surprising that not many Americans prefer having a separate earthquake insurance policy to provide them with financial protection.
There are some people in the US who are of the opinion that there is no need for Earthquake Insurance as there has been no major earthquake in the country for the past many years. But it is not wise to forget the fact that around 90% of the US likes in an area that is vulnerable seismically and that is why it is possible to have an earthquake confront at anytime.
Looking at history, one has to consider the fact that in 1811, there was a very serious earthquake that had struck the New Madrid area due to which the Mississippi course changed and the Eastern coast church bells kept tolling. Again in 1994, there was an earthquake in California which claimed 57 lives and also razed property worth billions of dollars in just a few seconds. That is why earthquake researchers stress for the need to ensure that homes are of good quality and also earthquake proof.
People who are prudent do go in for adequate Earthquake Insurance cover so that when everything goes, you can fall back upon something at least. Most insurance companies provide this insurance and if you consult your insurance agent you wil be able to know how much insurance coverage would be ideal for you so as to get protection against earthquakes. It is also possible to get information from websites because most companies have websites that have such information on them.
It is advisable to talk to your insurance agent so that you get total Earthquake Insurance coverage because such calamities do not come with any warning.
It is always safe and advisable to go in for an earthquake insurance to ensure that you are financially protected in the unfortunate event of an earthquake destroying your house and your peace of mind.
While there are some insurance companies which provide insurance as a part of the home insurance policy that they offer, others provide it as a separate policy against earthquakes.
The entire country is at a risk of an earthquake striking with a magnitude of around 6.7 on the Richter scale anywhere between California and the eastern US in the next 20 to 30 years. It is surprising that not many Americans prefer having a separate earthquake insurance policy to provide them with financial protection.
There are some people in the US who are of the opinion that there is no need for Earthquake Insurance as there has been no major earthquake in the country for the past many years. But it is not wise to forget the fact that around 90% of the US likes in an area that is vulnerable seismically and that is why it is possible to have an earthquake confront at anytime.
Looking at history, one has to consider the fact that in 1811, there was a very serious earthquake that had struck the New Madrid area due to which the Mississippi course changed and the Eastern coast church bells kept tolling. Again in 1994, there was an earthquake in California which claimed 57 lives and also razed property worth billions of dollars in just a few seconds. That is why earthquake researchers stress for the need to ensure that homes are of good quality and also earthquake proof.
People who are prudent do go in for adequate Earthquake Insurance cover so that when everything goes, you can fall back upon something at least. Most insurance companies provide this insurance and if you consult your insurance agent you wil be able to know how much insurance coverage would be ideal for you so as to get protection against earthquakes. It is also possible to get information from websites because most companies have websites that have such information on them.
It is advisable to talk to your insurance agent so that you get total Earthquake Insurance coverage because such calamities do not come with any warning.
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Want to find out more about Earthquake insurance Cincinnati, then visit Thomas Hill's site on how to choose the best home and earthquake insurance Cincinnati for your needs.
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